Q. How much Tulsa Title Loans can Tulsa Title Loans lend me?
A. Our loans range in size from only a couple hundred dollars to as much as $50,000 or more.
Q. Do I keep my car during the auto title loan?
Q. Should the car be paid off?
A. Yes, the vehicle must be paid off and in the borrower's name.
Q. What if I have no credit history?
A. No credit or bad credit. It doesnt matter. Our loans are based on collateral not credit.
Q. What if Im out of work?
A. No problem for us! We use your car as collateral to secure the loan.
Q. Will collecting disability or retirement affect my ability to get a loan?
A. Not at all.
Q. What are title loans?
A. Title loans are a quick and convenient way for people who own their car without any liens (i.e., a lien-free title) to get cash using the car as collateral. It allows consumers to use an asset they own (their vehicle) to solve short-term cash flow problems. Without title lending, many consumers would be forced to sell their vehicle in a time of need, probably at a discount.
Q. How do I get a title loan?
A. Fill out an online application, make an appointment to have your vehicle appraised by us and you will receive an offer for a loan.
Q. How long does it take to get a loan?
A: We can usually give you loan approval within 15 minutes during normal business hours. After your approved, we will need to appraise your vehicle before we can make the final offer for the loan.
Q. Should the car title be in my name?
A: Absolutely. The car title must have you listed as the legal owner of the vehicle that you intend to use as collateral for the transaction. If you are listed on the title along with another person, give us a call to determine whether or not the other person listed on the title has to apply along with you.
Q. What happens to my title?
A. During the course of the loan we will hold the title in our name. When the loan is paid off, the title will be returned to your name.
Q. Will my personal information be kept safe?
A. We take privacy seriously and are committed to securing all of our data and keeping our customers information strictly confidential. We will even delete your information from our entire system upon request.
Q. Why should I get my loan from a title lender?
A. The advantage to a title transaction is that you get to continue to drive your vehicle while borrowing money against the title. Your credit history doesnt matter because the loan is based on collateral.
Q. What happens if my payments are late?
A. We do our best to work with our clients to resolve late payment issues. Only as a last resort will Advance Title Loans consider repossession as they are very expensive and take lots of time.